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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,236 | $160,070-14.3% | $147,117-6.7% | $145,897-5.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.21% | 98.69%-86.5pp | 420.54%-408.3pp | 552.29%-540.1pp |
| Employer contribution / active EE | $2,134 | $5,285-59.6% | $4,932-56.7% | $4,663-54.2% |
| Participant deferral / active EE | $26,500 | $8,419+214.7% | $8,065+228.6% | $6,689+296.2% |
| Admin fee / account holder | $35,675 | $15,035+137.3% | $12,993+174.6% | $13,390+166.4% |