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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,378 | $70,366-35.5% | $66,674-31.9% | $138,895-67.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 16.01% | 386.41%-370.4pp | 321.24%-305.2pp | 145.39%-129.4pp |
| Employer contribution / active EE | $381 | $2,765-86.2% | $2,620-85.5% | $4,194-90.9% |
| Participant deferral / active EE | $3,676 | $4,374-16.0% | $4,084-10.0% | $6,396-42.5% |
| Admin fee / account holder | $565 | $5,262-89.3% | $5,098-88.9% | $12,562-95.5% |