Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 3-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,939 | $76,407-70.0% | $150,298-84.7% | $82,448-72.2% |
| Participation rate | 58.7% | 66.4%-7.7pp | 77.8%-19.1pp | 68.1%-9.4pp |
| Annual return | 20.63% | 39.99%-19.4pp | 62.79%-42.2pp | 41.64%-21.0pp |
| Employer contribution / active EE | $1,729 | $2,614-33.9% | $4,154-58.4% | $2,551-32.2% |
| Participant deferral / active EE | $3,184 | $3,214-0.9% | $5,453-41.6% | $4,139-23.1% |
| Admin fee / account holder | $961 | $6,352-84.9% | $14,116-93.2% | $7,234-86.7% |