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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,787 | $98,652-65.8% | $142,942-76.4% | $82,448-59.0% |
| Participation rate | 42.2% | 72.8%-30.5pp | 76.8%-34.6pp | 68.1%-25.8pp |
| Annual return | 18.02% | 22.65%-4.6pp | 113.70%-95.7pp | 41.64%-23.6pp |
| Employer contribution / active EE | $1,075 | $3,211-66.5% | $4,139-74.0% | $2,551-57.9% |
| Participant deferral / active EE | $2,376 | $5,580-57.4% | $7,128-66.7% | $4,139-42.6% |
| Admin fee / account holder | $677 | $8,078-91.6% | $12,475-94.6% | $7,234-90.6% |