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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,148 | $96,236-73.9% | $133,698-81.2% | $80,959-68.9% |
| Participation rate | 40.0% | 71.2%-31.2pp | 76.4%-36.4pp | 67.7%-27.7pp |
| Annual return | 12.71% | 28.74%-16.0pp | 580.90%-568.2pp | 35.67%-23.0pp |
| Employer contribution / active EE | $1,122 | $3,350-66.5% | $4,218-73.4% | $2,757-59.3% |
| Participant deferral / active EE | $2,509 | $5,709-56.1% | $7,016-64.2% | $4,300-41.7% |
| Admin fee / account holder | $6,678 | $8,250-19.1% | $6,703-0.4% | $6,925-3.6% |