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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,787 | $107,079-68.4% | $151,266-77.7% | $87,485-61.4% |
| Participation rate | 42.2% | 71.1%-28.9pp | 77.0%-34.8pp | 68.9%-26.7pp |
| Annual return | 18.02% | 22.17%-4.1pp | 180.60%-162.6pp | 26.06%-8.0pp |
| Employer contribution / active EE | $1,075 | $3,174-66.1% | $4,237-74.6% | $2,596-58.6% |
| Participant deferral / active EE | $2,376 | $5,789-59.0% | $7,337-67.6% | $4,274-44.4% |
| Admin fee / account holder | $677 | $8,059-91.6% | $13,159-94.9% | $7,775-91.3% |