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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,038 | $29,319+40.0% | $52,425-21.7% | $82,448-50.2% |
| Participation rate | 90.2% | 46.9%+43.4pp | 55.6%+34.6pp | 68.1%+22.2pp |
| Annual return | 21.07% | 535.20%-514.1pp | 302.12%-281.0pp | 41.64%-20.6pp |
| Employer contribution / active EE | $5,292 | $586+802.4% | $914+478.9% | $2,551+107.5% |
| Participant deferral / active EE | $3,560 | $1,171+204.0% | $1,790+98.9% | $4,139-14.0% |
| Admin fee / account holder | $1,980 | $1,962+0.9% | $2,495-20.6% | $7,234-72.6% |