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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,648 | $29,733+3.1% | $56,025-45.3% | $80,959-62.1% |
| Participation rate | 47.1% | 41.7%+5.3pp | 52.5%-5.4pp | 67.7%-20.6pp |
| Annual return | 14.18% | 35.28%-21.1pp | 1712.69%-1698.5pp | 35.67%-21.5pp |
| Employer contribution / active EE | $712 | $672+6.0% | $1,042-31.6% | $2,757-74.2% |
| Participant deferral / active EE | $2,268 | $1,229+84.5% | $1,955+16.0% | $4,300-47.3% |
| Admin fee / account holder | $1,723 | $2,434-29.2% | $2,828-39.1% | $6,925-75.1% |