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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,007 | $29,736+216.1% | $56,033+67.8% | $80,935+16.2% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 13.56% | 35.28%-21.7pp | 1711.38%-1697.8pp | 35.66%-22.1pp |
| Employer contribution / active EE | $351 | $671-47.7% | $1,041-66.3% | $2,757-87.3% |
| Participant deferral / active EE | $2,261 | $1,228+84.1% | $1,954+15.7% | $4,299-47.4% |
| Admin fee / account holder | $4,498 | $2,434+84.8% | $2,827+59.1% | $6,924-35.0% |