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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,007 | $29,667+216.9% | $56,441+66.6% | $80,874+16.2% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.6%-67.6pp |
| Annual return | 13.56% | 35.22%-21.7pp | 1704.21%-1690.7pp | 35.62%-22.1pp |
| Employer contribution / active EE | $351 | $669-47.5% | $1,039-66.2% | $2,756-87.3% |
| Participant deferral / active EE | $2,261 | $1,227+84.4% | $1,953+15.8% | $4,297-47.4% |
| Admin fee / account holder | $4,498 | $2,429+85.2% | $2,829+59.0% | $6,935-35.1% |