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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,549 | $76,519-52.2% | $56,025-34.8% | $145,897-74.9% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.2pp | 80.3%-47.0pp |
| Annual return | 21.86% | 3017.03%-2995.2pp | 1712.69%-1690.8pp | 552.29%-530.4pp |
| Employer contribution / active EE | $544 | $1,383-60.7% | $1,042-47.8% | $4,663-88.3% |
| Participant deferral / active EE | $1,987 | $2,624-24.3% | $1,955+1.7% | $6,689-70.3% |
| Admin fee / account holder | $2,859 | $3,331-14.2% | $2,828+1.1% | $13,390-78.6% |