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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,916 | $76,522-7.3% | $56,033+26.6% | $145,884-51.4% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.2pp | 80.3%-47.0pp |
| Annual return | 12.76% | 3014.28%-3001.5pp | 1711.38%-1698.6pp | 551.85%-539.1pp |
| Employer contribution / active EE | $849 | $1,382-38.6% | $1,041-18.5% | $4,662-81.8% |
| Participant deferral / active EE | $3,646 | $2,624+39.0% | $1,954+86.6% | $6,690-45.5% |
| Admin fee / account holder | $1,253 | $3,328-62.4% | $2,827-55.7% | $13,392-90.6% |