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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,613 | $28,624+258.5% | $53,647+91.3% | $82,637+24.2% |
| Participation rate | 23.3% | 47.3%-23.9pp | 56.3%-32.9pp | 68.1%-44.7pp |
| Annual return | 17.99% | 664.98%-647.0pp | 358.33%-340.3pp | 53.51%-35.5pp |
| Employer contribution / active EE | $601 | $637-5.6% | $962-37.5% | $2,552-76.4% |
| Participant deferral / active EE | $2,292 | $1,196+91.6% | $1,813+26.4% | $4,126-44.5% |
| Admin fee / account holder | $1,208 | $2,022-40.2% | $2,460-50.9% | $7,339-83.5% |