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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,685 | $49,976-76.6% | $66,674-82.5% | $82,637-85.9% |
| Participation rate | 24.1% | 63.1%-39.0pp | 73.7%-49.5pp | 68.1%-43.9pp |
| Annual return | 21.12% | 39.09%-18.0pp | 321.24%-300.1pp | 53.51%-32.4pp |
| Employer contribution / active EE | $277 | $1,988-86.1% | $2,620-89.4% | $2,552-89.1% |
| Participant deferral / active EE | $677 | $2,847-76.2% | $4,084-83.4% | $4,126-83.6% |
| Admin fee / account holder | $1 | $4,594-100.0% | $5,098-100.0% | $7,339-100.0% |