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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,445 | $162,136-18.9% | $152,301-13.7% | $154,746-15.1% |
| Participation rate | 90.9% | 84.1%+6.8pp | 82.4%+8.5pp | 80.7%+10.2pp |
| Annual return | 15.96% | 91.02%-75.1pp | 80.50%-64.5pp | 172.34%-156.4pp |
| Employer contribution / active EE | $13,505 | $4,890+176.2% | $4,624+192.0% | $4,379+208.4% |
| Participant deferral / active EE | $6,562 | $8,341-21.3% | $8,004-18.0% | $6,730-2.5% |
| Admin fee / account holder | $1,651 | $15,759-89.5% | $14,398-88.5% | $14,365-88.5% |