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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,445 | $154,228-14.8% | $145,433-9.6% | $137,256-4.2% |
| Participation rate | 90.9% | 83.8%+7.1pp | 82.1%+8.8pp | 80.0%+10.9pp |
| Annual return | 15.96% | 74.59%-58.6pp | 66.58%-50.6pp | 220.34%-204.4pp |
| Employer contribution / active EE | $13,505 | $4,804+181.1% | $4,554+196.5% | $4,156+225.0% |
| Participant deferral / active EE | $6,562 | $8,216-20.1% | $7,897-16.9% | $6,407+2.4% |
| Admin fee / account holder | $1,651 | $14,344-88.5% | $13,129-87.4% | $12,270-86.5% |