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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,719 | $181,062-93.0% | $158,223-92.0% | $155,188-91.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 19.41% | 57.39%-38.0pp | 52.09%-32.7pp | 148.84%-129.4pp |
| Employer contribution / active EE | $1,342 | $4,565-70.6% | $4,109-67.3% | $4,248-68.4% |
| Participant deferral / active EE | $4,394 | $6,134-28.4% | $5,467-19.6% | $6,531-32.7% |
| Admin fee / account holder | $1,501 | $18,825-92.0% | $16,047-90.6% | $14,480-89.6% |