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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,752 | $76,608-37.7% | $56,077-14.8% | $145,877-67.3% |
| Participation rate | 13.6% | 63.2%-49.6pp | 52.5%-38.9pp | 80.3%-66.7pp |
| Annual return | 20.39% | 3009.59%-2989.2pp | 1709.28%-1688.9pp | 551.28%-530.9pp |
| Employer contribution / active EE | $618 | $1,382-55.3% | $1,040-40.6% | $4,663-86.7% |
| Participant deferral / active EE | $1,777 | $2,624-32.3% | $1,954-9.1% | $6,691-73.4% |
| Admin fee / account holder | $4,193 | $3,325+26.1% | $2,825+48.4% | $13,402-68.7% |