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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,752 | $76,519-37.6% | $56,025-14.8% | $145,897-67.3% |
| Participation rate | 13.6% | 63.2%-49.6pp | 52.5%-38.9pp | 80.3%-66.7pp |
| Annual return | 20.39% | 3017.03%-2996.6pp | 1712.69%-1692.3pp | 552.29%-531.9pp |
| Employer contribution / active EE | $618 | $1,383-55.3% | $1,042-40.7% | $4,663-86.7% |
| Participant deferral / active EE | $1,777 | $2,624-32.3% | $1,955-9.1% | $6,689-73.4% |
| Admin fee / account holder | $4,193 | $3,331+25.9% | $2,828+48.2% | $13,390-68.7% |