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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,272 | $88,996-87.3% | $78,004-85.5% | $138,895-91.9% |
| Participation rate | 66.7% | 74.4%-7.7pp | 69.4%-2.8pp | 79.9%-13.3pp |
| Annual return | 25.49% | 28.03%-2.5pp | 31.07%-5.6pp | 145.39%-119.9pp |
| Employer contribution / active EE | $2,267 | $2,917-22.3% | $2,469-8.2% | $4,194-45.9% |
| Participant deferral / active EE | $2,960 | $4,724-37.3% | $4,092-27.7% | $6,396-53.7% |
| Admin fee / account holder | $1,071 | $8,807-87.8% | $7,578-85.9% | $12,562-91.5% |