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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,250 | $29,716+55.6% | $56,077-17.5% | $80,925-42.8% |
| Participation rate | 20.0% | 41.7%-21.7pp | 52.5%-32.5pp | 67.7%-47.7pp |
| Annual return | 19.12% | 35.30%-16.2pp | 1709.28%-1690.2pp | 35.65%-16.5pp |
| Employer contribution / active EE | $804 | $671+19.8% | $1,040-22.7% | $2,756-70.8% |
| Participant deferral / active EE | $2,398 | $1,228+95.2% | $1,954+22.7% | $4,299-44.2% |
| Admin fee / account holder | $2,313 | $2,432-4.9% | $2,825-18.1% | $6,940-66.7% |