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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,337 | $159,934-54.8% | $147,005-50.8% | $145,959-50.4% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 13.60% | 98.24%-84.6pp | 418.76%-405.2pp | 561.95%-548.4pp |
| Employer contribution / active EE | $2,353 | $5,287-55.5% | $4,934-52.3% | $4,661-49.5% |
| Participant deferral / active EE | $13,033 | $8,427+54.6% | $8,070+61.5% | $6,689+94.8% |
| Admin fee / account holder | $5,155 | $15,053-65.8% | $13,006-60.4% | $13,398-61.5% |