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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,701 | $28,624+49.2% | $53,647-20.4% | $82,637-48.3% |
| Participation rate | 36.6% | 47.3%-10.7pp | 56.3%-19.7pp | 68.1%-31.5pp |
| Annual return | 17.31% | 664.98%-647.7pp | 358.33%-341.0pp | 53.51%-36.2pp |
| Employer contribution / active EE | $1,246 | $637+95.8% | $962+29.5% | $2,552-51.2% |
| Participant deferral / active EE | $1,915 | $1,196+60.1% | $1,813+5.6% | $4,126-53.6% |
| Admin fee / account holder | $3,072 | $2,022+51.9% | $2,460+24.9% | $7,339-58.1% |