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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,951 | $29,736+14.2% | $56,033-39.4% | $80,935-58.1% |
| Participation rate | 45.2% | 41.7%+3.5pp | 52.5%-7.3pp | 67.7%-22.5pp |
| Annual return | 13.68% | 35.28%-21.6pp | 1711.38%-1697.7pp | 35.66%-22.0pp |
| Employer contribution / active EE | $1,466 | $671+118.4% | $1,041+40.9% | $2,757-46.8% |
| Participant deferral / active EE | $2,387 | $1,228+94.3% | $1,954+22.2% | $4,299-44.5% |
| Admin fee / account holder | $2,303 | $2,434-5.4% | $2,827-18.5% | $6,924-66.7% |