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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,583 | $211,239-97.8% | $178,528-97.4% | $145,877-96.9% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 14.09% | 30.22%-16.1pp | 27.11%-13.0pp | 551.28%-537.2pp |
| Employer contribution / active EE | $1,337 | $4,570-70.7% | $3,950-66.1% | $4,663-71.3% |
| Participant deferral / active EE | $2,238 | $6,963-67.9% | $6,278-64.3% | $6,691-66.5% |
| Admin fee / account holder | $357 | $12,095-97.1% | $10,419-96.6% | $13,402-97.3% |