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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,008 | $29,670+92.1% | $56,054+1.7% | $80,911-29.5% |
| Participation rate | 23.8% | 41.7%-17.9pp | 52.5%-28.7pp | 67.6%-43.8pp |
| Annual return | 18.75% | 35.24%-16.5pp | 1705.95%-1687.2pp | 35.63%-16.9pp |
| Employer contribution / active EE | $463 | $670-30.9% | $1,039-55.5% | $2,756-83.2% |
| Participant deferral / active EE | $2,497 | $1,227+103.5% | $1,952+27.9% | $4,297-41.9% |
| Admin fee / account holder | $660 | $2,431-72.9% | $2,822-76.6% | $6,935-90.5% |