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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,679 | $129,737-84.8% | $119,126-83.5% | $154,746-87.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 9.28% | 379.08%-369.8pp | 282.11%-272.8pp | 172.34%-163.1pp |
| Employer contribution / active EE | $20,319 | $4,375+364.5% | $4,034+403.8% | $4,379+364.0% |
| Participant deferral / active EE | $3,792 | $5,842-35.1% | $5,318-28.7% | $6,730-43.7% |
| Admin fee / account holder | $9,717 | $11,961-18.8% | $10,693-9.1% | $14,365-32.4% |