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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,807 | $76,519-50.6% | $56,025-32.5% | $145,897-74.1% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 14.71% | 3017.03%-3002.3pp | 1712.69%-1698.0pp | 552.29%-537.6pp |
| Employer contribution / active EE | $488 | $1,383-64.8% | $1,042-53.2% | $4,663-89.5% |
| Participant deferral / active EE | $1,887 | $2,624-28.1% | $1,955-3.4% | $6,689-71.8% |
| Admin fee / account holder | $377 | $3,331-88.7% | $2,828-86.7% | $13,390-97.2% |