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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,807 | $76,785-50.8% | $56,441-33.0% | $145,959-74.1% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 14.71% | 3000.51%-2985.8pp | 1704.21%-1689.5pp | 561.95%-547.2pp |
| Employer contribution / active EE | $488 | $1,381-64.7% | $1,039-53.1% | $4,661-89.5% |
| Participant deferral / active EE | $1,887 | $2,624-28.1% | $1,953-3.4% | $6,689-71.8% |
| Admin fee / account holder | $377 | $3,334-88.7% | $2,829-86.7% | $13,398-97.2% |