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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,075 | $29,667-25.6% | $56,441-60.9% | $80,874-72.7% |
| Participation rate | 76.6% | 41.7%+34.9pp | 52.5%+24.1pp | 67.6%+8.9pp |
| Annual return | 26.15% | 35.22%-9.1pp | 1704.21%-1678.1pp | 35.62%-9.5pp |
| Employer contribution / active EE | $3,292 | $669+391.8% | $1,039+216.8% | $2,756+19.5% |
| Participant deferral / active EE | $1,961 | $1,227+59.8% | $1,953+0.4% | $4,297-54.4% |
| Admin fee / account holder | $2,007 | $2,429-17.4% | $2,829-29.1% | $6,935-71.1% |