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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,701 | $102,385+8.1% | $147,080-24.7% | $80,935+36.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.47% | 135.09%-120.6pp | 420.17%-405.7pp | 35.66%-21.2pp |
| Employer contribution / active EE | $15,608 | $3,717+319.9% | $4,933+216.4% | $2,757+466.2% |
| Participant deferral / active EE | $10,248 | $6,651+54.1% | $8,066+27.0% | $4,299+138.4% |
| Admin fee / account holder | $3,452 | $7,951-56.6% | $12,989-73.4% | $6,924-50.2% |