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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,521 | $254,759-83.7% | $216,567-80.8% | $198,609-79.1% |
| Participation rate | 90.0% | 84.5%+5.5pp | 81.6%+8.4pp | 82.4%+7.6pp |
| Annual return | 16.72% | 10.04%+6.7pp | 12.94%+3.8pp | 202.70%-186.0pp |
| Employer contribution / active EE | $3,313 | $6,096-45.7% | $5,216-36.5% | $5,055-34.5% |
| Participant deferral / active EE | $7,065 | $6,948+1.7% | $6,191+14.1% | $6,977+1.3% |
| Admin fee / account holder | $1,514 | $26,311-94.2% | $21,981-93.1% | $19,030-92.0% |