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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,765 | $84,685-62.5% | $142,942-77.8% | $67,986-53.3% |
| Participation rate | 48.9% | 61.4%-12.5pp | 76.8%-27.9pp | 57.2%-8.3pp |
| Annual return | 20.93% | 35.89%-15.0pp | 113.70%-92.8pp | 31.67%-10.7pp |
| Employer contribution / active EE | $1,489 | $2,263-34.2% | $4,139-64.0% | $2,019-26.2% |
| Participant deferral / active EE | $3,316 | $3,832-13.5% | $7,128-53.5% | $3,358-1.2% |
| Admin fee / account holder | $3,680 | $3,229+14.0% | $12,475-70.5% | $3,203+14.9% |