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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,160 | $160,028-70.5% | $147,080-67.9% | $145,884-67.7% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 13.39% | 98.60%-85.2pp | 420.17%-406.8pp | 551.85%-538.5pp |
| Employer contribution / active EE | $2,489 | $5,286-52.9% | $4,933-49.6% | $4,662-46.6% |
| Participant deferral / active EE | $5,854 | $8,422-30.5% | $8,066-27.4% | $6,690-12.5% |
| Admin fee / account holder | $1,406 | $15,030-90.6% | $12,989-89.2% | $13,392-89.5% |