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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,009 | $29,736+64.8% | $56,033-12.5% | $80,935-39.4% |
| Participation rate | 17.6% | 41.7%-24.1pp | 52.5%-34.8pp | 67.7%-50.0pp |
| Annual return | 16.25% | 35.28%-19.0pp | 1711.38%-1695.1pp | 35.66%-19.4pp |
| Employer contribution / active EE | $354 | $671-47.2% | $1,041-66.0% | $2,757-87.1% |
| Participant deferral / active EE | $993 | $1,228-19.1% | $1,954-49.2% | $4,299-76.9% |
| Admin fee / account holder | $1,311 | $2,434-46.1% | $2,827-53.6% | $6,924-81.1% |