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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,009 | $29,670+65.2% | $56,054-12.6% | $80,911-39.4% |
| Participation rate | 17.6% | 41.7%-24.0pp | 52.5%-34.8pp | 67.6%-50.0pp |
| Annual return | 16.25% | 35.24%-19.0pp | 1705.95%-1689.7pp | 35.63%-19.4pp |
| Employer contribution / active EE | $354 | $670-47.1% | $1,039-65.9% | $2,756-87.1% |
| Participant deferral / active EE | $993 | $1,227-19.0% | $1,952-49.1% | $4,297-76.9% |
| Admin fee / account holder | $1,311 | $2,431-46.1% | $2,822-53.5% | $6,935-81.1% |