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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,768 | $29,319+114.1% | $52,425+19.7% | $82,448-23.9% |
| Participation rate | 16.7% | 46.9%-30.2pp | 55.6%-39.0pp | 68.1%-51.4pp |
| Annual return | 14.58% | 535.20%-520.6pp | 302.12%-287.5pp | 41.64%-27.1pp |
| Employer contribution / active EE | $937 | $586+59.8% | $914+2.5% | $2,551-63.3% |
| Participant deferral / active EE | $1,255 | $1,171+7.1% | $1,790-29.9% | $4,139-69.7% |
| Admin fee / account holder | $13,409 | $1,962+583.4% | $2,495+437.4% | $7,234+85.3% |