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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,518 | $93,063-11.3% | $153,476-46.2% | $80,911+2.0% |
| Participation rate | 87.9% | 69.0%+18.9pp | 77.1%+10.8pp | 67.6%+20.2pp |
| Annual return | 15.27% | 19.95%-4.7pp | 15.66%-0.4pp | 35.63%-20.4pp |
| Employer contribution / active EE | $9,749 | $3,507+178.0% | $5,038+93.5% | $2,756+253.8% |
| Participant deferral / active EE | $14,131 | $5,180+172.8% | $6,759+109.1% | $4,297+228.9% |
| Admin fee / account holder | $1,321 | $8,891-85.1% | $12,729-89.6% | $6,935-81.0% |