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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,993 | $108,911-89.9% | $100,392-89.0% | $145,884-92.5% |
| Participation rate | 83.3% | 83.0%+0.4pp | 81.5%+1.8pp | 80.3%+3.0pp |
| Annual return | 14.31% | 58.23%-43.9pp | 49.45%-35.1pp | 551.85%-537.5pp |
| Employer contribution / active EE | $1,425 | $4,420-67.8% | $3,941-63.8% | $4,662-69.4% |
| Participant deferral / active EE | $2,281 | $8,459-73.0% | $8,090-71.8% | $6,690-65.9% |
| Admin fee / account holder | $392 | $9,698-96.0% | $7,904-95.0% | $13,392-97.1% |