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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,820 | $183,516-67.4% | $155,534-61.5% | $145,884-59.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 7.88% | 61.43%-53.5pp | 64.92%-57.0pp | 551.85%-544.0pp |
| Employer contribution / active EE | $6,967 | $5,315+31.1% | $4,675+49.0% | $4,662+49.4% |
| Participant deferral / active EE | $8,626 | $6,467+33.4% | $5,630+53.2% | $6,690+28.9% |
| Admin fee / account holder | $33,572 | $19,293+74.0% | $15,900+111.1% | $13,392+150.7% |