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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,799 | $160,028-97.0% | $147,080-96.7% | $145,884-96.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 0.55% | 98.60%-98.1pp | 420.17%-419.6pp | 551.85%-551.3pp |
| Employer contribution / active EE | $14,701 | $5,286+178.1% | $4,933+198.0% | $4,662+215.3% |
| Participant deferral / active EE | $17,038 | $8,422+102.3% | $8,066+111.2% | $6,690+154.7% |
| Admin fee / account holder | $193,873 | $15,030+1189.9% | $12,989+1392.6% | $13,392+1347.7% |