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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,439 | $29,319-57.6% | $52,425-76.3% | $82,448-84.9% |
| Participation rate | 58.5% | 46.9%+11.7pp | 55.6%+2.9pp | 68.1%-9.5pp |
| Annual return | 18.40% | 535.20%-516.8pp | 302.12%-283.7pp | 41.64%-23.2pp |
| Employer contribution / active EE | $637 | $586+8.6% | $914-30.3% | $2,551-75.0% |
| Participant deferral / active EE | $1,328 | $1,171+13.4% | $1,790-25.8% | $4,139-67.9% |
| Admin fee / account holder | $486 | $1,962-75.2% | $2,495-80.5% | $7,234-93.3% |