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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,563 | $201,372-88.8% | $184,260-87.8% | $145,884-84.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 24.38% | 29.04%-4.7pp | 28.84%-4.5pp | 551.85%-527.5pp |
| Employer contribution / active EE | $7,836 | $7,024+11.6% | $6,427+21.9% | $4,662+68.1% |
| Participant deferral / active EE | $7,268 | $9,808-25.9% | $9,133-20.4% | $6,690+8.6% |
| Admin fee / account holder | $4,051 | $16,362-75.2% | $13,898-70.8% | $13,392-69.7% |