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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,563 | $201,259-88.8% | $184,200-87.8% | $145,959-84.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 24.38% | 28.98%-4.6pp | 28.80%-4.4pp | 561.95%-537.6pp |
| Employer contribution / active EE | $7,836 | $7,018+11.6% | $6,424+22.0% | $4,661+68.1% |
| Participant deferral / active EE | $7,268 | $9,806-25.9% | $9,132-20.4% | $6,689+8.7% |
| Admin fee / account holder | $4,051 | $16,372-75.3% | $13,907-70.9% | $13,398-69.8% |