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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,510 | $81,331-77.2% | $155,534-88.1% | $80,935-77.1% |
| Participation rate | 63.8% | 66.3%-2.4pp | 78.2%-14.4pp | 67.7%-3.8pp |
| Annual return | 13.22% | 33.37%-20.2pp | 64.92%-51.7pp | 35.66%-22.4pp |
| Employer contribution / active EE | $1,654 | $3,105-46.7% | $4,675-64.6% | $2,757-40.0% |
| Participant deferral / active EE | $1,872 | $3,454-45.8% | $5,630-66.7% | $4,299-56.5% |
| Admin fee / account holder | $1,896 | $7,999-76.3% | $15,900-88.1% | $6,924-72.6% |