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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,113 | $159,934-34.9% | $147,005-29.2% | $145,959-28.7% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 11.86% | 98.24%-86.4pp | 418.76%-406.9pp | 561.95%-550.1pp |
| Employer contribution / active EE | $4,142 | $5,287-21.7% | $4,934-16.1% | $4,661-11.1% |
| Participant deferral / active EE | $13,187 | $8,427+56.5% | $8,070+63.4% | $6,689+97.2% |
| Admin fee / account holder | $1,510 | $15,053-90.0% | $13,006-88.4% | $13,398-88.7% |