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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,478 | $107,666-16.0% | $102,184-11.5% | $154,746-41.5% |
| Participation rate | 82.4% | 83.7%-1.4pp | 82.6%-0.2pp | 80.7%+1.7pp |
| Annual return | 15.46% | 29.33%-13.9pp | 31.58%-16.1pp | 172.34%-156.9pp |
| Employer contribution / active EE | $1,578 | $3,846-59.0% | $3,594-56.1% | $4,379-64.0% |
| Participant deferral / active EE | $3,545 | $8,719-59.3% | $8,309-57.3% | $6,730-47.3% |
| Admin fee / account holder | $774 | $12,943-94.0% | $11,609-93.3% | $14,365-94.6% |