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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,097 | $81,331-75.3% | $155,534-87.1% | $80,935-75.2% |
| Participation rate | 67.4% | 66.3%+1.2pp | 78.2%-10.8pp | 67.7%-0.2pp |
| Annual return | 13.65% | 33.37%-19.7pp | 64.92%-51.3pp | 35.66%-22.0pp |
| Employer contribution / active EE | $958 | $3,105-69.2% | $4,675-79.5% | $2,757-65.3% |
| Participant deferral / active EE | $2,420 | $3,454-29.9% | $5,630-57.0% | $4,299-43.7% |
| Admin fee / account holder | $280 | $7,999-96.5% | $15,900-98.2% | $6,924-96.0% |