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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,993 | $29,319+118.3% | $52,425+22.1% | $82,448-22.4% |
| Participation rate | 14.5% | 46.9%-32.4pp | 55.6%-41.1pp | 68.1%-53.6pp |
| Annual return | 48.16% | 535.20%-487.0pp | 302.12%-254.0pp | 41.64%+6.5pp |
| Employer contribution / active EE | $416 | $586-29.1% | $914-54.5% | $2,551-83.7% |
| Participant deferral / active EE | $1,015 | $1,171-13.4% | $1,790-43.3% | $4,139-75.5% |
| Admin fee / account holder | $0 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |