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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,080 | $178,174-56.2% | $156,181-50.0% | $137,256-43.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.50% | 84.19%-67.7pp | 64.87%-48.4pp | 220.34%-203.8pp |
| Employer contribution / active EE | $9,197 | $4,972+85.0% | $4,294+114.2% | $4,156+121.3% |
| Participant deferral / active EE | $14,549 | $6,888+111.2% | $6,132+137.3% | $6,407+127.1% |
| Admin fee / account holder | $22,653 | $17,404+30.2% | $14,586+55.3% | $12,270+84.6% |