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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,018 | $102,385-40.4% | $147,080-58.5% | $80,935-24.6% |
| Participation rate | 92.6% | 75.9%+16.7pp | 82.2%+10.4pp | 67.7%+24.9pp |
| Annual return | 17.27% | 135.09%-117.8pp | 420.17%-402.9pp | 35.66%-18.4pp |
| Employer contribution / active EE | $3,390 | $3,717-8.8% | $4,933-31.3% | $2,757+23.0% |
| Participant deferral / active EE | $8,489 | $6,651+27.6% | $8,066+5.2% | $4,299+97.4% |
| Admin fee / account holder | $331 | $7,951-95.8% | $12,989-97.5% | $6,924-95.2% |