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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,323 | $172,111-90.5% | $150,298-89.1% | $137,256-88.1% |
| Participation rate | 81.0% | 81.7%-0.8pp | 77.8%+3.2pp | 80.0%+1.0pp |
| Annual return | 19.01% | 69.37%-50.4pp | 62.79%-43.8pp | 220.34%-201.3pp |
| Employer contribution / active EE | $1,710 | $4,636-63.1% | $4,154-58.8% | $4,156-58.9% |
| Participant deferral / active EE | $2,862 | $6,166-53.6% | $5,453-47.5% | $6,407-55.3% |
| Admin fee / account holder | $342 | $16,471-97.9% | $14,116-97.6% | $12,270-97.2% |