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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,323 | $181,062-91.0% | $158,223-89.7% | $155,188-89.5% |
| Participation rate | 81.0% | 82.7%-1.7pp | 79.2%+1.8pp | 80.8%+0.1pp |
| Annual return | 19.01% | 57.39%-38.4pp | 52.09%-33.1pp | 148.84%-129.8pp |
| Employer contribution / active EE | $1,710 | $4,565-62.5% | $4,109-58.4% | $4,248-59.7% |
| Participant deferral / active EE | $2,862 | $6,134-53.3% | $5,467-47.7% | $6,531-56.2% |
| Admin fee / account holder | $342 | $18,825-98.2% | $16,047-97.9% | $14,480-97.6% |