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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,323 | $185,312-91.2% | $161,489-89.9% | $154,746-89.5% |
| Participation rate | 81.0% | 82.5%-1.5pp | 78.7%+2.3pp | 80.7%+0.3pp |
| Annual return | 19.01% | 103.84%-84.8pp | 89.72%-70.7pp | 172.34%-153.3pp |
| Employer contribution / active EE | $1,710 | $4,769-64.1% | $4,268-59.9% | $4,379-60.9% |
| Participant deferral / active EE | $2,862 | $6,350-54.9% | $5,630-49.2% | $6,730-57.5% |
| Admin fee / account holder | $342 | $18,654-98.2% | $16,006-97.9% | $14,365-97.6% |