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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,217 | $81,276-57.9% | $155,574-78.0% | $80,925-57.7% |
| Participation rate | 93.3% | 66.2%+27.1pp | 78.2%+15.1pp | 67.7%+25.7pp |
| Annual return | 8.51% | 33.36%-24.8pp | 64.87%-56.4pp | 35.65%-27.1pp |
| Employer contribution / active EE | $2,002 | $3,103-35.5% | $4,676-57.2% | $2,756-27.4% |
| Participant deferral / active EE | $3,118 | $3,453-9.7% | $5,629-44.6% | $4,299-27.5% |
| Admin fee / account holder | $7,006 | $7,993-12.4% | $15,914-56.0% | $6,940+1.0% |