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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,334 | $88,815-9.5% | $81,882-1.9% | $145,897-44.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.72% | 1033.75%-1019.0pp | 779.47%-764.8pp | 552.29%-537.6pp |
| Employer contribution / active EE | $4,697 | $3,086+52.2% | $2,916+61.1% | $4,663+0.7% |
| Participant deferral / active EE | $13,809 | $4,647+197.1% | $4,323+219.4% | $6,689+106.4% |
| Admin fee / account holder | $697 | $8,434-91.7% | $7,360-90.5% | $13,390-94.8% |