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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,760 | $160,070-52.7% | $147,117-48.5% | $145,897-48.1% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 147.77% | 98.69%+49.1pp | 420.54%-272.8pp | 552.29%-404.5pp |
| Employer contribution / active EE | $5,747 | $5,285+8.7% | $4,932+16.5% | $4,663+23.2% |
| Participant deferral / active EE | $10,612 | $8,419+26.0% | $8,065+31.6% | $6,689+58.6% |
| Admin fee / account holder | $4,813 | $15,035-68.0% | $12,993-63.0% | $13,390-64.1% |