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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,316 | $99,053-8.8% | $88,179+2.4% | $138,895-35.0% |
| Participation rate | 18.8% | 74.2%-55.5pp | 69.1%-50.4pp | 79.9%-61.2pp |
| Annual return | 21.62% | 78.17%-56.5pp | 64.97%-43.3pp | 145.39%-123.8pp |
| Employer contribution / active EE | $1,241 | $2,882-56.9% | $2,549-51.3% | $4,194-70.4% |
| Participant deferral / active EE | $3,147 | $5,225-39.8% | $4,614-31.8% | $6,396-50.8% |
| Admin fee / account holder | $19 | $8,748-99.8% | $7,673-99.8% | $12,562-99.9% |