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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,316 | $107,809-16.2% | $97,032-6.9% | $155,188-41.8% |
| Participation rate | 18.8% | 75.5%-56.7pp | 71.6%-52.8pp | 80.8%-62.1pp |
| Annual return | 21.62% | 38.06%-16.4pp | 35.38%-13.8pp | 148.84%-127.2pp |
| Employer contribution / active EE | $1,241 | $2,911-57.4% | $2,629-52.8% | $4,248-70.8% |
| Participant deferral / active EE | $3,147 | $5,129-38.6% | $4,672-32.6% | $6,531-51.8% |
| Admin fee / account holder | $19 | $10,717-99.8% | $9,418-99.8% | $14,480-99.9% |