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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,028 | $71,215-63.5% | $93,696-72.2% | $80,935-67.8% |
| Participation rate | 42.6% | 60.4%-17.8pp | 68.7%-26.1pp | 67.7%-25.0pp |
| Annual return | 22.14% | 11.27%+10.9pp | 133.74%-111.6pp | 35.66%-13.5pp |
| Employer contribution / active EE | $1,642 | $1,565+4.9% | $2,422-32.2% | $2,757-40.4% |
| Participant deferral / active EE | $4,130 | $4,037+2.3% | $4,417-6.5% | $4,299-3.9% |
| Admin fee / account holder | $1,412 | $6,958-79.7% | $8,287-83.0% | $6,924-79.6% |