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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,090 | $177,353-90.9% | $158,226-89.8% | $198,609-91.9% |
| Participation rate | 88.9% | 77.0%+11.9pp | 74.8%+14.1pp | 82.4%+6.5pp |
| Annual return | 20.07% | 599.50%-579.4pp | 501.41%-481.3pp | 202.70%-182.6pp |
| Employer contribution / active EE | $231 | $3,239-92.9% | $2,986-92.3% | $5,055-95.4% |
| Participant deferral / active EE | $7,602 | $4,615+64.7% | $4,317+76.1% | $6,977+9.0% |
| Admin fee / account holder | $2,151 | $10,960-80.4% | $10,217-78.9% | $19,030-88.7% |