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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,090 | $101,618-84.2% | $93,063-82.7% | $137,256-88.3% |
| Participation rate | 88.9% | 74.9%+14.0pp | 72.1%+16.8pp | 80.0%+8.9pp |
| Annual return | 20.07% | 223.95%-203.9pp | 34.15%-14.1pp | 220.34%-200.3pp |
| Employer contribution / active EE | $231 | $2,707-91.5% | $2,476-90.7% | $4,156-94.4% |
| Participant deferral / active EE | $7,602 | $4,279+77.6% | $3,958+92.1% | $6,407+18.7% |
| Admin fee / account holder | $2,151 | $6,198-65.3% | $6,033-64.4% | $12,270-82.5% |