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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,917 | $159,934-95.1% | $147,005-94.6% | $145,959-94.6% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 14.64% | 98.24%-83.6pp | 418.76%-404.1pp | 561.95%-547.3pp |
| Employer contribution / active EE | $1,712 | $5,287-67.6% | $4,934-65.3% | $4,661-63.3% |
| Participant deferral / active EE | $3,551 | $8,427-57.9% | $8,070-56.0% | $6,689-46.9% |
| Admin fee / account holder | $8,550 | $15,053-43.2% | $13,006-34.3% | $13,398-36.2% |