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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,931 | $102,382-26.8% | $147,005-49.0% | $80,874-7.3% |
| Participation rate | 68.4% | 75.8%-7.4pp | 82.2%-13.7pp | 67.6%+0.8pp |
| Annual return | 21.28% | 134.89%-113.6pp | 418.76%-397.5pp | 35.62%-14.3pp |
| Employer contribution / active EE | $4,440 | $3,715+19.5% | $4,934-10.0% | $2,756+61.1% |
| Participant deferral / active EE | $10,565 | $6,646+59.0% | $8,070+30.9% | $4,297+145.9% |
| Admin fee / account holder | $2,847 | $7,942-64.1% | $13,006-78.1% | $6,935-58.9% |