Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,173 | $81,446+128.6% | $103,374+80.1% | $80,874+130.2% |
| Participation rate | 33.3% | 66.9%-33.5pp | 74.5%-41.2pp | 67.6%-34.3pp |
| Annual return | 4.13% | 25.57%-21.4pp | 24.89%-20.8pp | 35.62%-31.5pp |
| Employer contribution / active EE | $1,016 | $3,107-67.3% | $3,869-73.8% | $2,756-63.1% |
| Participant deferral / active EE | $3,223 | $3,870-16.7% | $5,058-36.3% | $4,297-25.0% |
| Admin fee / account holder | $3,556 | $6,715-47.0% | $8,394-57.6% | $6,935-48.7% |